The Online Banking and Mortgage Application websites may have a different privacy policy, security level, and terms and conditions than those offered on Toyotabank.com.
Apply for the financing you need for the home you want and deserve. Learn how Dealers, Toyota Team Members, and eligible family members can apply to receive financing through various residential mortgage loan options and no monthly mortgage insurance required.
Whether you’re looking to purchase a home, land, or other type of real estate, we can help you on your financial planning path.
Since we understand your business, we make the application process as easy and worry-free as possible. Lock in a predictable monthly payment by choosing a term with a fixed rate or give yourself some flexibility with standard and interest-only adjustable-rate options.
Dave Johnston
General Manager | Vallejo, CA
“You trust Toyota in other parts of your business, so why not trust them with your personal financial situation as well? I know that our team members are actually better off in their financial situation than they would have been without Toyota Bank.”
Doug Eroh
President and GM | El Monte, CA
“The relationship with Toyota Bank has helped me in so many ways. They are timely, knowledgeable, competitive and attentive. The individuals behind the scenes help to forever change your life and impact it in the greatest way possible.”
Phillip Cianni
General Manager | Vancouver Toyota – Vancouver, WA
“I’ve never seen a more challenging time than during COVID when we shut down our Dealerships. We needed to make sure that our cash flow existed. Toyota Bank assisted us with a sizeable loan within 30 days that helped save our employees jobs.”
John Iacono
Dealer Principal | Toyota & Lexus of Manhattan Manhattan, NY
“We’ve taken advantage of every service. One of the best things about working with them is that personal relationship. You don’t have to go search online or call a bunch of people, you have your own personal banker that you need to call.”
Russ Humberston
Dealer Principal | Beaverton Toyota – Beaverton, OR
"Disclaimer: The information set forth in these testimonials are for general informational purposes only. Toyota Bank makes no representations or warranties, either expressed or implied. Any information, testimonials, or opinions expressed herein are those solely of the participants and not Toyota Bank"
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See non-promotional APYs, Interest Rates, fees, terms and important disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.
1. Money Market and Savings Accounts: Minimum opening deposit for a Personal Money Market and a Personal Savings Account is $500.00. Minimum opening deposit for a Business Money Market and a Business Savings Account is $2,500.00. Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See non-promotional APYs, Interest Rates, fees, terms and important disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.
2. Certificates of Deposit: Minimum opening deposit for a Certificate of Deposit account is $1.00. Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See non-promotional APYs, Interest Rates, fees, terms and important disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.
3. FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.
“It’s like I’m a preferred member. My Personal Banker knows me. She knows my financial situation. She knows everything about us; I don’t need to start from the very beginning.”