Welcome to
Dealer Banking at
Toyota Financial Savings Bank
Toyota Financial Savings Bank (TFSB) is pleased to offer a portfolio banking services exclusively for eligible dealers, dealership employees, and family members. As an eligible customer, you will receive highly individualized service from a Relationship Manager at TFSB and experience the convenience of doing business on your terms - when, where and how you prefer.
For over a decade, the team at TFSB worked tirelessly to establish a best in class reputation for delivering exceptional banking services to eligible Dealers. The goal at TFSB is to best support Dealers by offering a personalized experience from beginning to end.
Please review these Eligibility Requirements to ensure that you are eligible for our products and services
For more information, or to apply for TFSB products online, please visit Deposit Products, Loan Products, or Commerical Products. If you have any questions, contact a TFSB Bank Product Manager or call us at (702) 477-2170.
When you bank with Toyota Financial Savings Bank (TFSB), your money works for you while you maintain easy access to your funds. And with online banking, you can conveniently log into your account at any time.1See Our APYs, Fees, Terms and Disclosures
For more information about TFSB Deposit Products please contact your TFSB Bank Product Manager or call us at 1-888-264-0556.
Strategically plan your investments and make your surplus cash work for you. Choose from a wide range of FDIC insured4 investment amounts and terms to achieve a competitive return on your investment.
- Term options range from 30 days to 60 months.
- Enjoy a fixed rate and annual percentage yield (APY) over the term of the Certificate
Select CD Terms
Money Market & Savings Deposit Accounts1, 3
Take advantage of an interest-bearing FDIC insured4 deposit account with limited transfer capabilities.
- Complete up to six transfers or withdrawals, including checks (only available on Money Market Accounts), per statement cycle.*
- Take advantage of the unlimited deposits feature and watch your money grow.
*Subject to certain exceptions.
Money Market
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
1.66 APY
$10,000-$99,999.99
1.66 APY
$100,000-$999,999.99
2.07 APY
$1,000,000 & above
2.07 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
Savings
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
0.10 APY
$10,000-$99,999.99
0.10 APY
$100,000-$999,999.99
0.50 APY
$1,000,000 & above
0.95 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.
When you bank with Toyota Financial Savings Bank (TFSB), your money works for you while you maintain easy access to your funds. And with online banking, you can conveniently log into your account at any time.1See Our APYs, Fees, Terms and Disclosures
For more information about TFSB Deposit Products please contact your TFSB Bank Product Manager or call us at 1-888-264-0556.
Strategically plan your investments and make your surplus cash work for you. Choose from a wide range of FDIC insured4 investment amounts and terms to achieve a competitive return on your investment.
- Term options range from 30 days to 60 months.
- Enjoy a fixed rate and annual percentage yield (APY) over the term of the Certificate
Select CD Terms
Money Market & Savings Deposit Accounts1, 3
Take advantage of an interest-bearing FDIC insured4 deposit account with limited transfer capabilities.
- Complete up to six transfers or withdrawals, including checks (only available on Money Market Accounts), per statement cycle.*
- Take advantage of the unlimited deposits feature and watch your money grow.
*Subject to certain exceptions.
Money Market
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
1.66 APY
$10,000-$99,999.99
1.66 APY
$100,000-$999,999.99
2.07 APY
$1,000,000 & above
2.07 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
Savings
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
0.10 APY
$10,000-$99,999.99
0.10 APY
$100,000-$999,999.99
0.50 APY
$1,000,000 & above
0.95 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.
Toyota Financial Savings Bank (TFSB) and Toyota Financial Consumer Solutions (TFCS) make borrowing easier by aligning your personal financial goals with a selection of products that enable you to choose the right loan, at the right time, with the right term.
Residential Mortgage Loan
Choose from several mortgage loan options to fit your individual needs:
- Jumbo mortgages to accomodate larger purchases and higher loan amounts.
- Fixed rate mortgages with flexible terms.
- Standard and interest-only adjustable rate mortgages available.
Home Equity Loan
Get more out of the equity in your home:
- A Home Equity Loan offers stability and predictability with a fixed rate term loan with fixed monthly payments.
- Secure quick financing with no closing costs.
For eligible and active dealerships and companies, we offer Commercial Products to help you grow your business and strengthen the Toyota relationship.
Commercial Products
Expand or start your business with TFSB Commercial Lending services and take advantage of:
- New money loans for Toyota, Lexus, and non-Toyota or Lexus dealership property, property to support dealership operations, or automotive related commercial property not currently financed by TFS/LFS.
- Loans for non-dealership commercial property.
Cash Management Services
Manage your dealership funds without leaving your desk. TFSB offers cash management services that can work jointly with your bank's operating account. You can easily transfer funds between accounts and even invest idle cash in a money market deposit account to earn a higher rate of return.
- Initiate electronic payments from your desktop.
- Send wire transfers safely and securely.
- Conveniently transfer funds between TFSB accounts (transfer limitations apply).
- Quickly view previous business-day account information.
For more information about TFSB Commercial Loan Products or Cash Management Services, please contact your TFSB Bank Product Manager or call us at 1-888-264-0556
For over a decade, the team at TFSB worked tirelessly to establish a best in class reputation for delivering exceptional banking services to eligible Dealers. The goal at TFSB is to best support Dealers by offering a personalized experience from beginning to end.
Please review these Eligibility Requirements to ensure that you are eligible for our products and services
For more information, or to apply for TFSB products online, please visit Deposit Products, Loan Products, or Commerical Products. If you have any questions, contact a TFSB Bank Product Manager or call us at (702) 477-2170.
When you bank with Toyota Financial Savings Bank (TFSB), your money works for you while you maintain easy access to your funds. And with online banking, you can conveniently log into your account at any time.1See Our APYs, Fees, Terms and Disclosures
For more information about TFSB Deposit Products please contact your TFSB Bank Product Manager or call us at 1-888-264-0556.
Strategically plan your investments and make your surplus cash work for you. Choose from a wide range of FDIC insured4 investment amounts and terms to achieve a competitive return on your investment.
- Term options range from 30 days to 60 months.
- Enjoy a fixed rate and annual percentage yield (APY) over the term of the Certificate
Select CD Terms
Money Market & Savings Deposit Accounts1, 3
Take advantage of an interest-bearing FDIC insured4 deposit account with limited transfer capabilities.
- Complete up to six transfers or withdrawals, including checks (only available on Money Market Accounts), per statement cycle.*
- Take advantage of the unlimited deposits feature and watch your money grow.
*Subject to certain exceptions.
Money Market
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
1.66 APY
$10,000-$99,999.99
1.66 APY
$100,000-$999,999.99
2.07 APY
$1,000,000 & above
2.07 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
Savings
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
0.10 APY
$10,000-$99,999.99
0.10 APY
$100,000-$999,999.99
0.50 APY
$1,000,000 & above
0.95 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.
When you bank with Toyota Financial Savings Bank (TFSB), your money works for you while you maintain easy access to your funds. And with online banking, you can conveniently log into your account at any time.1See Our APYs, Fees, Terms and Disclosures
For more information about TFSB Deposit Products please contact your TFSB Bank Product Manager or call us at 1-888-264-0556.
Strategically plan your investments and make your surplus cash work for you. Choose from a wide range of FDIC insured4 investment amounts and terms to achieve a competitive return on your investment.
- Term options range from 30 days to 60 months.
- Enjoy a fixed rate and annual percentage yield (APY) over the term of the Certificate
Select CD Terms
Money Market & Savings Deposit Accounts1, 3
Take advantage of an interest-bearing FDIC insured4 deposit account with limited transfer capabilities.
- Complete up to six transfers or withdrawals, including checks (only available on Money Market Accounts), per statement cycle.*
- Take advantage of the unlimited deposits feature and watch your money grow.
*Subject to certain exceptions.
Money Market
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
1.66 APY
$10,000-$99,999.99
1.66 APY
$100,000-$999,999.99
2.07 APY
$1,000,000 & above
2.07 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
Savings
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
0.10 APY
$10,000-$99,999.99
0.10 APY
$100,000-$999,999.99
0.50 APY
$1,000,000 & above
0.95 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.
Toyota Financial Savings Bank (TFSB) and Toyota Financial Consumer Solutions (TFCS) make borrowing easier by aligning your personal financial goals with a selection of products that enable you to choose the right loan, at the right time, with the right term.
Residential Mortgage Loan
Choose from several mortgage loan options to fit your individual needs:
- Jumbo mortgages to accomodate larger purchases and higher loan amounts.
- Fixed rate mortgages with flexible terms.
- Standard and interest-only adjustable rate mortgages available.
Home Equity Loan
Get more out of the equity in your home:
- A Home Equity Loan offers stability and predictability with a fixed rate term loan with fixed monthly payments.
- Secure quick financing with no closing costs.
For eligible and active dealerships and companies, we offer Commercial Products to help you grow your business and strengthen the Toyota relationship.
Commercial Products
Expand or start your business with TFSB Commercial Lending services and take advantage of:
- New money loans for Toyota, Lexus, and non-Toyota or Lexus dealership property, property to support dealership operations, or automotive related commercial property not currently financed by TFS/LFS.
- Loans for non-dealership commercial property.
Cash Management Services
Manage your dealership funds without leaving your desk. TFSB offers cash management services that can work jointly with your bank's operating account. You can easily transfer funds between accounts and even invest idle cash in a money market deposit account to earn a higher rate of return.
- Initiate electronic payments from your desktop.
- Send wire transfers safely and securely.
- Conveniently transfer funds between TFSB accounts (transfer limitations apply).
- Quickly view previous business-day account information.
For more information about TFSB Commercial Loan Products or Cash Management Services, please contact your TFSB Bank Product Manager or call us at 1-888-264-0556
For over a decade, the team at TFSB worked tirelessly to establish a best in class reputation for delivering exceptional banking services to eligible Dealers. The goal at TFSB is to best support Dealers by offering a personalized experience from beginning to end.
Please review these Eligibility Requirements to ensure that you are eligible for our products and services
For more information, or to apply for TFSB products online, please visit Deposit Products, Loan Products, or Commerical Products. If you have any questions, contact a TFSB Bank Product Manager or call us at (702) 477-2170.
When you bank with Toyota Financial Savings Bank (TFSB), your money works for you while you maintain easy access to your funds. And with online banking, you can conveniently log into your account at any time.1See Our APYs, Fees, Terms and Disclosures
For more information about TFSB Deposit Products please contact your TFSB Bank Product Manager or call us at 1-888-264-0556.
Strategically plan your investments and make your surplus cash work for you. Choose from a wide range of FDIC insured4 investment amounts and terms to achieve a competitive return on your investment.
- Term options range from 30 days to 60 months.
- Enjoy a fixed rate and annual percentage yield (APY) over the term of the Certificate
Select CD Terms
Money Market & Savings Deposit Accounts1, 3
Take advantage of an interest-bearing FDIC insured4 deposit account with limited transfer capabilities.
- Complete up to six transfers or withdrawals, including checks (only available on Money Market Accounts), per statement cycle.*
- Take advantage of the unlimited deposits feature and watch your money grow.
*Subject to certain exceptions.
Money Market
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
1.66 APY
$10,000-$99,999.99
1.66 APY
$100,000-$999,999.99
2.07 APY
$1,000,000 & above
2.07 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
Savings
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
0.10 APY
$10,000-$99,999.99
0.10 APY
$100,000-$999,999.99
0.50 APY
$1,000,000 & above
0.95 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.
When you bank with Toyota Financial Savings Bank (TFSB), your money works for you while you maintain easy access to your funds. And with online banking, you can conveniently log into your account at any time.1See Our APYs, Fees, Terms and Disclosures
For more information about TFSB Deposit Products please contact your TFSB Bank Product Manager or call us at 1-888-264-0556.
Strategically plan your investments and make your surplus cash work for you. Choose from a wide range of FDIC insured4 investment amounts and terms to achieve a competitive return on your investment.
- Term options range from 30 days to 60 months.
- Enjoy a fixed rate and annual percentage yield (APY) over the term of the Certificate
Select CD Terms
Money Market & Savings Deposit Accounts1, 3
Take advantage of an interest-bearing FDIC insured4 deposit account with limited transfer capabilities.
- Complete up to six transfers or withdrawals, including checks (only available on Money Market Accounts), per statement cycle.*
- Take advantage of the unlimited deposits feature and watch your money grow.
*Subject to certain exceptions.
Money Market
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
1.66 APY
$10,000-$99,999.99
1.66 APY
$100,000-$999,999.99
2.07 APY
$1,000,000 & above
2.07 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
Savings
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
0.10 APY
$10,000-$99,999.99
0.10 APY
$100,000-$999,999.99
0.50 APY
$1,000,000 & above
0.95 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.
Toyota Financial Savings Bank (TFSB) and Toyota Financial Consumer Solutions (TFCS) make borrowing easier by aligning your personal financial goals with a selection of products that enable you to choose the right loan, at the right time, with the right term.
Residential Mortgage Loan
Choose from several mortgage loan options to fit your individual needs:
- Jumbo mortgages to accomodate larger purchases and higher loan amounts.
- Fixed rate mortgages with flexible terms.
- Standard and interest-only adjustable rate mortgages available.
Home Equity Loan
Get more out of the equity in your home:
- A Home Equity Loan offers stability and predictability with a fixed rate term loan with fixed monthly payments.
- Secure quick financing with no closing costs.
For eligible and active dealerships and companies, we offer Commercial Products to help you grow your business and strengthen the Toyota relationship.
Commercial Products
Expand or start your business with TFSB Commercial Lending services and take advantage of:
- New money loans for Toyota, Lexus, and non-Toyota or Lexus dealership property, property to support dealership operations, or automotive related commercial property not currently financed by TFS/LFS.
- Loans for non-dealership commercial property.
Cash Management Services
Manage your dealership funds without leaving your desk. TFSB offers cash management services that can work jointly with your bank's operating account. You can easily transfer funds between accounts and even invest idle cash in a money market deposit account to earn a higher rate of return.
- Initiate electronic payments from your desktop.
- Send wire transfers safely and securely.
- Conveniently transfer funds between TFSB accounts (transfer limitations apply).
- Quickly view previous business-day account information.
For more information about TFSB Commercial Loan Products or Cash Management Services, please contact your TFSB Bank Product Manager or call us at 1-888-264-0556
When you bank with Toyota Financial Savings Bank (TFSB), your money works for you while you maintain easy access to your funds. And with online banking, you can conveniently log into your account at any time.1 See our APYs, Fees, Terms and Disclosures
For more information about Deposit Products please contact your TFSB Bank Product Manager or call us at 1-888-264-0556.
Strategically plan your investments and make your surplus cash work for you. Choose from a wide range of FDIC Insured4 investment amounts and terms to achieve a competitive return on your investment.
- Term options range from 30 days to 60 months.
- Enjoy a fixed rate and annual percentage yield (APY) over the term of the Certificate
Money Market & Savings Deposit Accounts1,3
Take advantage of an interest-bearing FDIC Insured4 deposit account with limited transfer capabilities.
- Complete up to six transfers or withdrawals, including checks (only available on Money Market Accounts), per statement cycle.*
- Take advantage of the unlimited deposits feature and watch your money grow.
*Subject to certain exceptions.
Money Market
Account
Savings
Account
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
1.66 APY
$10,000-$99,999.99
1.66 APY
$100,000-$999,999.99
2.07 APY
$1,000,000 & above
2.07 APY
Monthly Service Charge
Free
Minimum Opening Balance
$1
APY Tiers
$0.01-$9,999.99
0.10 APY
$10,000-$99,999.99
0.10 APY
$100,000-$999,999.99
0.50 APY
$1,000,000 & above
0.95 APY
Monthly Service Charge
Free
Interest Rate and APY are the same
All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.