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FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Disclaimer: Earn up to 2.68% Annual Percentage Yield (APY) in a Personal Money Market Account from TFSB with a minimum deposit of $500.00 when you maintain a minimum balance of at least $100,000.00 in your account. Fees could reduce earnings on the account. APYs and interest rates vary based on account balance. Personal Money Market accounts are variable rate accounts, the APY and Interest Rate may change after the account is opened. APYs and other disclosures accurate as of: 07/13/2026. See all non-promotional Annual Percentage Yields (APYs), Interest Rates, fees, terms and important disclosures here.
REACH YOUR FINANCIAL GOALS
Watch your money grow over time. We offer the flexibility of up to six withdrawals or transfers per statement cycle.
APY TIERS FOR PERSONAL MONEY MARKET DEPOSIT ACCOUNTS
| BALANCE | INTEREST RATE | APY |
|---|---|---|
$0.01 - $9,999.99 | 2.25 % | 2.27 % APY |
$10,000 - $99,999.99 | 2.25 % | 2.27 % APY |
$100,000 - $999,999.99 | 2.65 % | 2.68 % APY |
$1,000,000 & above | 2.65 % | 2.68 % APY |
Personal Money Market accounts require a minimum opening deposit of $500.00. Fees could reduce earnings on the account. APYs and Interest Rates vary based on account balance. Personal Money Market accounts are variable rate accounts, the APY and Interest Rate may change after the account is opened. APYs and other disclosures accurate as of: 07/13/2026
CONTACT YOUR PERSONAL BANKER
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Products offered by Toyota Financial Savings Bank. Deposits in savings accounts, money market accounts, and Certificates of Deposit (CDs) are insured up to $250,000 per depositor, per insured bank, for each account ownership category under the FDIC's general deposit insurance rules.
1. Money Market and Savings Accounts: Minimum opening deposit for a Personal Money Market and a Personal Savings Account is $500.00. Minimum opening deposit for a Business Money Market and a Business Savings Account is $2,500.00. Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Products offered by Toyota Financial Savings Bank. Deposits in savings accounts, money market accounts, and Certificates of Deposit (CDs) are insured up to $250,000 per depositor, per insured bank, for each account ownership category under the FDIC's general deposit insurance rules.
2. Certificates of Deposit: Minimum opening deposit for a Certificate of Deposit account is $1.00. Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the initial term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Products offered by Toyota Financial Savings Bank. Deposits in savings accounts, money market accounts, and Certificates of Deposit (CDs) are insured up to $250,000 per depositor, per insured bank, for each account ownership category under the FDIC's general deposit insurance rules.
3. FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States government. Deposits in savings accounts, money market accounts, and Certificates of Deposit (CDs) are insured up to $250,000 per depositor, per insured bank, for each account ownership category under the FDIC's general deposit insurance rules. FDIC insurance available to legal limits
* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosure here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available in legal limits. Products offered by Toyota Financial Savings Bank.
4. Upon completion of approved application and subject to eligibility requirements.