PERSONAL MONEY MARKET ACCOUNTS

Grow your money with an interest-bearing personal or business deposit account, the flexibility of up to six withdrawals or transfers per statement cycle, and the reassurance that your money is FDIC3-insured to legal limits.

Up to 3.45% APY4

See all non-promotional APYs, Interest Rates, Fees, Terms, and important disclosures here.

Disclaimer: Earn up to 3.45% Annual Percentage Yield (APY) in a Personal Money Market Account from TFSB with a minimum deposit of $500.00 when you maintain a minimum balance of at least $100,000.00 in your account. Fees could reduce earnings on the account. APYs and interest rates vary based on account balance. Personal Money Market accounts are variable rate accounts, the APY and Interest Rate may change after the account is opened. APYs and Interest Rates are accurate as per terms . See all non-promotional APYs, Interest Rates, Fees, Terms, and Important Disclosures here.

REACH YOUR FINANCIAL GOALS

Watch your money grow over time. We offer the flexibility of up to six withdrawals or transfers per payment cycle.

 

APY TIERS FOR PERSONAL MONEY MARKET DEPOSIT ACCOUNTS

BALANCEINTEREST RATEAPY

$0.01 - $9,999.99

3.00 %

3.04 % APY

$10,000 - $99,999.99

3.00 %

3.04 % APY

$100,000 - $999,999.99

3.40 %

3.45 % APY

$1,000,000 & above

3.40 %

3.45 % APY

See all non-promotional APYs, Interest Rates, Fees, Terms, and Important Disclosures here.

 Personal Money Market accounts require a minimum opening deposit of $500.00. Fees could reduce earnings on the account. APYs and Interest Rates vary based on account balance. Personal Money Market accounts are variable rate accounts, the APY and Interest Rate may change after the account is opened. APYs and interest rates are accurate as per terms above.

CONTACT YOUR PERSONAL BANKER

GET IN TOUCH

Sometimes it’s easier to have a person-to-person conversation. Give us a call and we’ll help you resolve your issue.

About

REQUEST AN APPOINTMENT

Big conversations need more time, so make an appointment to speak with a Personal Banker.

 * All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.

1. Money Market and Savings Accounts: Minimum opening deposit for a Personal Money Market and a Personal Savings Account is $500.00. Minimum opening deposit for a Business Money Market and a Business Savings Account is $2,500.00. Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.

 * All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.

2. Certificates of Deposit: Minimum opening deposit for a Certificate of Deposit account is $1.00. Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.

 * All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are accurate as of the effective date of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available to legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.

3. FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.

* All Account Types: Minimum balance to earn interest: $0.01. Interest Rates and APYs are  accurate as of the Deposit Rate Sheet. See our APYs, Fees, Terms and Disclosure here. Fees could reduce earnings on these accounts. APYs and other fees and terms stated here may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers. FDIC insurance available in legal limits. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive seperate FDIC insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts. Products offered by Toyota Financial Savings Bank and Lexus Financial Savings Bank.

4.  Upon completion of approved application and subject to eligibility requirements.