Home Loans

Toyota Financial Savings Bank (TFSB) makes borrowing easier by aligning your personal financial goals with a selection of products that enable you to choose the right loan, at the right time, with the right term.

Home Loans

RESIDENTIAL MORTGAGE LOAN

Choose from several mortgage loan options to fit your individual needs:

  • Jumbo mortgages to accommodate larger purchases and higher loan amounts.
  • Fixed rate mortgages with various term lengths.
  • Standard and interest-only adjustable rate mortgages available.
Home Loans

HOME EQUITY LOAN

Get assistance on how to use the equity of your home for a loan:

  • A Home Equity Loan offers stability and predictability with a fixed rate term loan with fixed monthly payments.
  • Secure quick financing.
Home Loan

Relocation Mortgages

TFSB offers flexible Relocation Mortgage options under the Toyota Relocation Program.

1st Mortgage options include:

  • Conforming and Jumbo loans to accommodate all loan sizes.
  • Fixed rate mortgages with flexible terms.
  • Adjustable rate mortgages with fixed rates for the first 1, 3, 5, 7 or 10 years.
  • Standard and Interest-only payments available.
    • After interest only period, your principal is fully amortized, you will then pay both principal and interest.

CONTACT YOUR PERSONAL BANKER

Call

Sometimes it’s easier to have a person-to-person conversation. Give us a call and we’ll help you resolve your issue.

Home Loans

Request an Appointment

Big conversations need more time, so make an appointment to speak with a Personal Banker.

Home Loans

 * All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.

1. Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.

 

 * All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.

2. Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.

 

 * All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.

3. FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.