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Kristen Justus
Regional Bank Product Manager
AR, IL, IN, IA, KS, MN, MO, NE, ND, SD, WI
NMLS# 1252665
Kristen Justus is a Regional Bank Product Manager who resides in Chicago, IL. She has been with Toyota since 2004 and has worked for both Toyota Financial Services and Toyota Financial Savings Bank in multiple departments including collections, contract/ credit analysis, wholesale, and sales. Prior to her current role, Kristen truly climbed the rungs of the Toyota ladder. She began working full-time in the customer service call center and utilized Toyota’s tuition reimbursement to earn her MBA in Marketing Management from DePaul University.
Today, Kristen provides personal banking consultation — sometimes acting as an unofficial therapist, Kristen knows that the relationship between banker and client is one based on trust. She works only in the best interest of her client and values thorough and transparent communication. Kristen prioritizes the security of personal information and privacy.
When she’s not chasing after her toddler, Kristen enjoys going to Kansas City Chiefs games, reading, cooking, and spending time with friends and family at her tiny home in Three Oaks, Michigan.
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HERE'S WHAT WE OFFER
We have just what you’re looking for in online banking. Savings, home loans, commercial, and more! Smarter banking that makes managing your money simpler. We offer all-in-one banking for all! It’s your money, so why not play by your rules?
* All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
1. Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.
* All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
2. Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.
* All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.
3. FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.