* All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.

1. Money Market and Savings Accounts: Interest Rates and APYs on Money Market and Savings accounts may change after the account is open.

 * All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.

2. Certificates of Deposit: Interest Rates and APYs for Certificates of Deposits are fixed and are guaranteed for the length of the term. All Certificates of Deposits may be subject to an early withdrawal penalty. All Certificates of Deposit are automatically renewable.

 * All Account Types: No minimum balance required. Interest Rates and APYs are current as of the effective date of the Savings Rate Sheet. See our APYs, Fees, Terms and Disclosures here. Fees could reduce earnings on these accounts. Rates may be subject to change without notice. Business Accounts are only available to Dealer Banking Customers.

3. FDIC INSURANCE: Funds in your account(s) with us are insured by the Federal Deposit Insurance Corporation (FDIC) and backed by the full faith and credit of the United States. The amount of insurance coverage you have depends on the number of accounts you have with us that are of different “ownership” categories. Deposit accounts opened at Toyota Financial Savings Bank and Lexus Financial Savings Bank do not receive separate FDIC Insurance coverage and will be combined for purposes of determining the maximum deposit insurance coverage for those deposit accounts.